Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Join our team to protect our financial stability and drive business success through expert portfolio credit risk management.

• Strategic Risk Monitoring: Lead stress testing and provide analytics for wholesale lending products.
• Portfolio Insights: Analyze macroeconomic data for business impact forecasts and trend analysis.
• Analytical Tooling: Develop tools for outcome analysis, loss forecasting, and 'what-if' scenarios.
• Risk Assessment: Conduct quarterly gap assessments for scenario coverage and risk inventory.
• Clear Communication: Translate complex methodologies and risks for diverse stakeholders.
• Credit Portfolio Oversight: Manage credit limits and stress testing to balance risk and reward.
• Governance & Limits: Lead governance discussions and oversee single name/distribution risk.
• Account Strategy Validation: Challenge and validate new account strategies to minimize risk.
• Compliance & Audits: Conduct internal reviews, manage audits, and regulatory examinations.
• Regulatory Support: Assist with regulator/auditor requests and remediation plans.
• Process Management: Support end-to-end stress testing program and BAU execution.
• Cross-Functional Collaboration: Partner effectively with various teams (risk, audit, tech, reporting).
• Project Execution: Organize and deliver ad-hoc projects from start to finish.

• A minimum of 5+ years of relevant experience working in financial institutions.
• Proven experience in overseeing, challenging, and reviewing credit portfolio management.
• Past experience specifically with stress testing, model analytics, benchmarking, and review/challenge functions.
• Demonstrable ability to provide robust oversight, review, and challenge of risk management processes, portfolio risk reports, and credit data.
• Aptitude for organizing, coordinating, and executing projects successfully.
• Capability to collaborate effectively with diverse teams across the organization.
• Strong interpretation skills to convey complex quantitative methods in simple terms and communicate effectively with stakeholders.
• Competence in interpreting complex financial data to make informed decisions.
• Modeling and Quantitative Skills: Sound knowledge of statistical modeling concepts (econometric, statistical, application risk scoring) and industry best practices.
• Data and Tools: Proficiency with analytical or data manipulation tools (e.g., Tableau, Python, R, SQL) and the MS Office suite.
• Experience working with large datasets.
• Risk Knowledge: Comprehensive understanding of credit analysis, counterparty risk, risk measurements, and portfolio stress testing.
• Knowledge of scenario design, sensitivity shocks, macroeconomic variables, and the risk identification process.
• Proficiency in using risk management tools and exposure monitoring processes.

• Private Medical Care Program
• Life Insurance Program
• Pension Plan contribution (PPE Program)
• Employee Assistance Program
• Paid Parental Leave Program (maternity and paternity leave)
• Sport Card
• Holidays Allowance
• Sport and team recreation activities
• Special offers and discounts for employees
• Access to an array of learning and development resources
• Discretionary annual performance related bonus

Discover your future at Citi