Underwriter

Combined Insurance, a Chubb Company, is seeking a Underwriter to join our fast-paced, high energy, growing company.

• Analyze applications, review prior application data, claim history and supporting documents to determine if application can be issued immediately, or if further investigation is required.
• Perform necessary system transactions to correct application record.
• Contact agents and applicants to clarify and correct inconsistent information.
• Evaluate existing coverage amounts (this company and others) to determine benefit amounts and replacement regulations.
• Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk.
• Authenticate income and occupation class and equate to benefits applied for.
• Evaluate medical and non-medical information generated by the underwriting process, to properly assess and classify the risk.
• Review completed phone interviews and review medical records to approve or decline application.
• Perform necessary system transactions to approve or decline applications

• Strong knowledge of medical terminology
• Strong analytical and problem-solving skills
• Experience working with field sales business partners
• Responsive and customer-focused
• Ability to negotiate and resolve conflicts
• Strong attention to detail and organization skills
• Ability to communicate verbally and in writing
• Proficient computer skills using various software packages
• Ability to work in a fast-paced, high-volume environment
• Strong relationship building skills

• Health insurance
• Dental insurance
• Tuition reimbursement
• A company-match 401(k) plan
• Disability insurance
• Life insurance
• Employee referral bonuses

Combined Insurance Company of America is a Chubb company and a leading provider of supplemental accident, health, disability, and life insurance products in North America.