Underwriter - Consumer Retail & Healthcare, Senior Vice President

No detailed description available.

• Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients, and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions.
• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
• Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based secondary sources of repayment.
• Prepare monthly and/or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement.
• Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization.
• Coordinate with bankers on customer calls and site visits, when appropriate.
• Perform industry and geographical research and other due diligence as needed.
• Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
• Provides training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.
• Provide backup to the team manager in workflow distribution and monitoring as needed.
• Recommend changes to process to achieve greater efficiency.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• 10+ years of experience
• Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)

• 401k matching
• Health insurance
• Life, accident, and disability insurance
• Wellness programs