Underwriter - C11 - SAO PAULO

Underwriter - C11 - SAO PAULO Apply (opens in new window) Save Job Req Id: 25909725 Location(s): São Paulo, São Paulo, Brazil Job Type: On-Site/Resident Posted: Sep. 25, 2025 Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Responsibilities not listed.

• Previous experience in credit analysis (3-6 years);
• Knowledge of accounting, corporate finance, financial analysis/modeling, credit products, derivatives, risk assessment and transaction execution;
• High degree of customer analytical capacity and complex structures. Consistently demonstrate clear and concise communication (written and oral) Proven ability to work with a high degree of autonomy and in a team;
• Ability to work with reduced delivery time (sense of urgency);
• Ability to negotiate with the commercial area and risks;
• Previous experience of DD meetings with clients;
• Demonstrated responsibility, self-motivation and business acumen;
• Mastery of the Office package.

• Conducts risk assessments and customer credit analyses, reviews financial results and peer reviews, and prepares financial projections;
• Prepares approval memoranda (Credit Reports and ATAs), conducting due diligence and sensitivity analyses;
• Escalates credit concerns/updates to risk and business managers and proposes risk mitigation measures, continuously staying informed of developments/news related to the portfolio and the covered sector and understanding Citi's credit process, policies and risk appetite;
• Assists in preparing portfolio review and conducting stress tests;
• Participates in credit committees and discussions, proactively;
• Engagement in customer visits and calls;
• Builds working relationships with multiple teams across the bank, including sales, markets, and product teams;
• Resolves issues and recommends solutions to moderate issues;
• Serves as an expert and consultant for specific industries;
• Advises the commercial area on transaction structures and negotiates credit terms;
• Appropriately assess risks during business-related decision-making processes, with particular attention to the reputation and protection of Citi's credit portfolio;
• Transparently escalate, manage, and report control issues.

Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.