Risk Management Country Officer (RMCO) Ecuador

The Risk Management Country Officer (RMCO) for Ecuador is a senior risk representative that serve as the single point of contact for franchise-level Risk matters in each country. They play a critical role in oversight of review and challenge performed by Independent Risk Management in country and serve as key Risk partners to the respective Citi Country Officer and Banking Head (CCO & BH).

• Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
• Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
• Conduct internal and external oversight reviews and manage Operating Committee engagement
• Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
• Serve as the main point of contact with local regulators and internal audit function on integrated risk matters
• Demonstrate particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
• Makes informed business decisions that consider risk assessment, the firm's reputation, and compliance with laws, rules, and regulations
• Ensure compliance with applicable laws, rules, and regulations, upholding policy and ethical business practices

• 7+ years of relevant experience, desirable banking experience or financial institutions
• Experience in people management
• Experience with wholesale credit portfolio performance monitoring and metrics
• Comprehensive understanding of strategic direction of the function
• In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
• Fully Bilingual (Spanish & English)

• Regulatory requirements, reporting, and engagement
• Governance Standards
• Stress Testing and Capital Planning
• IFRS9
• Legal Entity Management
• Crisis Management
• Climate Risk
• Environmental, Social and Governance
• Any additional franchise responsibility related to core role and responsibilities as second line of defense

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