Underwriter – Business Package

Join us as an Underwriter – Business Package to make more of your specialist expertise and experience. Make your mark in General Insurance Underwriting

• Evaluate property insurance applications to determine risk factors and coverage eligibility
• Analyze property inspection reports, appraisals, and other relevant documents
• Determine appropriate coverage limits and policy terms
• Calculate premium rates based on risk assessment and company guidelines
• Collaborate with producer and other internal/external stakeholders
• Develop and implement underwriting guidelines and procedures
• Conduct periodic reviews of existing policies and recommend adjustments
• Stay updated on industry trends, regulations, and market conditions
• Negotiate terms and conditions with producer and other internal/external stakeholders
• Prepare detailed reports and document findings for approval
• Investigate claims to identify possible fraud or underinsurance
• Participate in training programs to enhance underwriting skills

• Bachelor's degree in finance, business, or a related field
• Relevant experience in property underwriting or a related field
• Strong knowledge of property insurance policies and regulations
• Strong understanding of risk assessment and mitigation strategies
• Attention to detail and accuracy in assessments
• Proven track record of successful risk assessment
• Familiarity with industry regulations and compliance standards
• Knowledge of market trends and economic factors
• Excellent analytical and problem-solving skills
• Ability to make informed decisions under pressure
• Strong decision-making and critical thinking abilities
• Effective communication and negotiation skills
• Excellent written and verbal communication skills
• Detail-oriented with strong organizational skills
• Ability to work independently and as part of a team

• 401k matching
• Health insurance
• Flight privileges

AIG is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks