Underwriting Specialist, Retail Property

The Underwriting Specialist will report to the Zonal Underwriting Manager and will be primarily responsible to execute the geographic underwriting strategy for Retail Property.

• Develops and manages underwriting strategies for both renewals and prospects within his/her portfolio of accounts.
• Develops and implements negotiation strategies.
• Makes independent sales calls to market and cross-market products.
• Identifies target markets, designs, and implements strategies for lead development and builds prospect lists.
• Provides technical direction to management, less senior specialists, underwriters, producers, and claims adjusting personnel.
• Communicate risk appetite and Retail Property Value Proposition to brokers.
• Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Rapidly evaluate, prioritize, and select submissions to be underwritten.
• Recognize and create cross sell opportunities for other Commercial products.
• Work with broker to understand the deal structure, terms, and AIG Services that best meets clients’ needs.
• May review, evaluate and make recommendations to underwriting guidelines.
• May direct or conduct internal underwriting audits.
• Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
• Participate in special underwriting projects as needed.
• Develop strong, long-term relationships with brokers and clients to profitably grow a book of business.
• Will identify cross selling opportunities.

• Minimum 5 years of Commercial Insurance Company, Agency, or Brokerage experience.
• Bachelor’s degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of the Retail Property lines of business including product features, forms, regulatory environments, and risks etc.
• Demonstrated sales, marketing, and relationship building experience.
• Strong verbal and written communication skills.
• Highly motivated and results oriented.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Expert with underwriting analytical tools and technology.

• Competitive salary
• Bonus opportunities
• 401k matching
• Health insurance
• Flight privileges
• Volunteer Time Off and Matching Grants Programs

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals.