Underwriter

The Underwriter is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business.

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
• Attend meeting with clients as required and participate in due diligence meetings for new or existing transactions
• Prepare a detailed written credit summary of commercial applicants requesting credit
• Perform detailed financial analysis on companies, including trend and ratio analysis
• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
• Maintain a solid understanding of Citibank products and services
• Maintain compliance with Citibank credit policies/practices and regulatory policies
• Assists business unit goals by continuous identification of process improvements and efficiencies
• Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives, and mentor lower level Credit Officers as needed

• 6-10 years previous credit experience
• Prior experience working in a regulatory and compliance policy environment
• Proven analytical skills
• Excellent organizational skills
• Effective inter-personal and written/verbal communication skills
• Thorough problem recognition and resolution skills
• Pro-active disposition with ability to work autonomously and within a team
• Proficient in various spreadsheet and word processing applications
• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process

• 401k matching
• Health insurance
• Flight privileges

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