Senior Trade Finance Underwriter - Regional Lead

Senior Trade Finance Underwriter & Regional Lead

• Perform credit analysis, and recommending and/or approving appropriate credit limits and terms
• Analyse trade life cycle/ working capital needs in relation to buyers and seller risks in trade transactions
• Complete insurance quotations and transaction summaries/ credit memoranda for internal stakeholders
• Liaise closely with other insurance risk and credit underwriters and credit committees to obtain appropriate approvals and validate structures
• Take ownership of transactional due diligence, structuring and commercial underwriting of trade transactions from origination to execution including analysing structural risks and mitigants, eligibility criteria, sizing credit reserves/deductibles, modelling and premium setting
• Escalate key issues or concerns in succinct clear manner to managers
• Assist with negotiations of policy, trade and funding documentation to protect AIG’s interests and meet client requirements and liaise with legal on same
• Liaise with relevant AIG business departments (tax, accounting, compliance, onboarding, legal, new product development, vendor/ business partner onboarding, operations) on transactions
• Take ownership of the monitoring of live trade transactions including structural changes, endorsements and renewals particularly on credit analysis and changes
• Ensure policies and risks remain compliant with AIG underwriting guidelines, processes and procedures
• Liaise closely with onboarding teams where corporates or funders are onboarded into AIG structures
• Support to identify and develop client-focussed products and strategies for variety of clients (banks, alternative funders and other financiers) including cross-sell opportunities
• Support origination strategies and engage with prospects & brokers including managing certain client relationships
• Engage with and support sales initiatives and development of communications for brokers, banks, and other distribution stakeholders
• Engage in Broker / Client meetings as often as possible to ensure local market presence
• Prepare succinct summaries, business plans, models and high level data on financials and business growth for onwards distribution to manager and AIG senior management and investors (including presentations to key stakeholders)

• Bachelor’s or higher degree in finance or accounting
• Mid-level experience in trade credit or risk team or related experience in the banking and finance industry
• Proven ability to distil accounts, financial and written information
• Transactional experience in trade finance deals including broad spectrum of trade products (receivables, confirmed payables, supply chain finance, guarantees, letters of credit, trade loans etc.)
• Experience with new business generation
• Strong communication skills, written and oral, presentations
• Organisational skills and project management
• Ability to manage time pressure, deadlines and competing tasks/ prioritise
• Ability to handle a varied workload in a diverse and growing portfolio
• Proven decision making skills
• Interpersonal skills - team player with internal and external stakeholders/ clients
• Languages helpful, ability to engage with diverse, global teams
• Willingness to travel
• Independent, able to multi-task and possess initiative to work in a fast-paced global environment
• Business acumen
• Ability to work in a changing environment
• Expertise in Excel, PowerPoint, Word
• Basic transactional modelling and forecasting
• Competent in IT packages and institutional systems

• 401k matching
• Health insurance
• Flight privileges

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks.