Early Career Analyst, Political Risk

Early Career Analyst, Political Risk

• Assist senior underwriters to conduct detail scrutiny of the new business submissions within AIG’s underwriting framework and risk appetite with an aim to grow the business profitably.
• Support the management of a diversified portfolio of credit risk exposures to ensure compliance with internal policies, maintain transaction pipeline and ensure high quality MIS reports.
• Own the pre & post policy execution administration work such as NDA execution, sanctions screening procedures and premium management.
• Gradually assume responsibility to independently underwrite transactions with minimal supervision:
• Evaluate transaction structures, review facility documentation and perform in-depth credit analysis of Corporates, Financial Institutions, and Sovereign obligors to recommend exposure limits.
• Assess country risk, macroeconomic trends, and geopolitical developments and evaluate their impact on transactions as well as existing portfolio.
• Liaise with credit approvers and Global Head of Business to discuss potential transactions, understand concerns and provide effective mitigations.
• Negotiate policy wordings with brokers and clients while maintaining a balance between risk and revenue generation.
• Develop and maintain healthy working relationships with clients, brokers and other stakeholders.
• Participate in Broker / Client meetings as often as possible to build market presence and provide guidance on AIG’s appetite.

• Bachelor’s or higher degree in finance or accounting.
• Fresh graduates or recent graduates with up to 2 years of work experience.
• Basic knowledge in financial/credit analysis and interpretation of financial statements is preferred.
• Although not necessary, prior exposure to Credit Risk Underwriting/Credit Sales/Trade Operations will be an added advantage.

• 401k matching
• Health insurance
• Flight privileges

AIG is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks.