Wholesale Credit Risk– Public Sector – Assistant Vice President
Citi
Mumbai, Maharashtra, India
On-Site/Resident
Posted Oct 09, 2025
On-Site/Resident
Compensation
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About the role
Wholesale Credit Risk– Public Sector – Assistant Vice President
Responsibilities
- Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk UWs, Risk and Banking partners
- Reviewing and providing recommendation on the risk raking across this sector
- Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
- Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
- Travel (less than 10%)
Requirements
- Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
- Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM functions, covered portfolios, and processes
- Sound understanding of policies and procedures with the ability to execute change seamlessly
- Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
- Solid and thorough knowledge of Citi´s systems
- Experience in preparing presentations for seniors
- Full awareness and adherence to the control environment including Quality Assurance and Quality Control
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance
- Coach and mentor analysts to develop team strengths and improve weaknesses
- Proven culture carrier
- Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Good Microsoft Office (Word, Excel, and PowerPoint) skills
Benefits
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance
- Coach and mentor analysts to develop team strengths and improve weaknesses
- Proven culture carrier
- Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Good Microsoft Office (Word, Excel, and PowerPoint) skills
About the Company
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Job Details
Salary Range
Salary not disclosed
Location
Mumbai, Maharashtra, India
Employment Type
On-Site/Resident
Original Posting
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