Agency Underwriter and Portfolio Manager II - Affordable Housing

Agency Underwriter and Portfolio Manager II - Affordable Housing

• Fully understands the procedural aspect of underwriting Agency multifamily loans from application to delivery and can accurately detail this out to stakeholders within the deal team
• Navigates and problem solves deals through underwriting process with minimal oversight
• Identifies waivers/risks associated with the transactions and provides mitigated recommendation to discuss with their manager
• Provides analysis of Borrowers and Guarantors on deals, including organizational structures, financial and real estate schedule analysis
• Independently complete property inspections and lease audits that conform to Agency requirements
• Reviews third party reports to conform to Agency requirements
• Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
• Higher level external exposure to borrowers and lender counsel
• Ability to oversee the deal due diligence process and lead due diligence calls with borrowers.
• Ability to collaborate with internal and external participants and partners to meet deadlines
• Shows ability to oversee, train and increase their own efficiency through the use of Analysts/Senior Analysts
• Review work of analyst/senior analysts assisting on deals and prescreens
• Develops and presents ideas for policy and process improvements to their manager and platform stakeholders
• Works on special projects as deemed appropriate by their manager
• Participates in structuring deals with manager and production to broaden product knowledge
• Develops and foster relationships with Agency counterparts
• Understands Fannie Mae/Freddie Mac products with an ability to underwrite all product types, including fixed, floating, and supplementals

• Bachelor's Degree or Military Experience
• At least 5 years of experience in credit underwriting, portfolio management, or asset management.

• 401k matching
• Health insurance
• Flight privileges
• Long-term incentives (LTI)

Capital One is active in all aspects of the Commercial Real Estate arena with extensive experience in permanent and construction loans for a broad range of projects including multifamily housing, retail, office buildings, student housing, industrial and parking facilities.